Privacy Policy

Effective Date: 27 April 2026
Product Name: NiveshSetu AI
Owned by: NiftyDayTrade

1. Overview

NiveshSetu AI (“we”, “our”, or “us”) is an AI-powered application owned and operated by NiftyDayTrade.

This Privacy Policy explains how we collect, use, and protect user information when you use our services.

2. Information We Collect

We collect only the minimum information required to operate the service:

a) Information you provide

Mobile number (for OTP-based authentication)
Messages or prompts you submit to the AI system

b) Automatically collected information

Device information (browser type, device type)
IP address (for security and abuse prevention)
Usage logs (for system performance and debugging)

3. How We Use Your Information

We use collected data only for:

User authentication (OTP login)
Providing AI-generated responses
Improving system performance and reliability
Preventing fraud, spam, and abuse

We do not use your data for advertising or marketing.

4. Mobile Number & OTP Authentication

We use mobile numbers only for secure login and account verification through OTP.

OTP codes are temporary and expire after use
Mobile numbers are not used for marketing or profiling
Authentication is handled securely via trusted services (e.g., Firebase Authentication)

5. Data Sharing

We do not sell or rent user data.

We may share limited data only with:

Firebase (authentication and backend services)
Google Gemini API (AI processing)
OpenAI API (AI processing)

These providers process data securely under their own privacy policies.

6. Data Retention

We retain user data only as long as the account is active.

If you delete your account, we will remove your associated personal data within a reasonable timeframe.

7. Data Security

We use industry-standard security practices, including:

Encrypted communication (HTTPS)
Secure backend processing (Firebase Functions)
Restricted access to sensitive systems

However, no system is 100% secure.

8. No Financial Advice

NiveshSetu AI provides informational and educational content only.

It does not provide financial, investment, or trading advice. Users should not rely on AI responses for financial decisions.

9. Third-Party Services

We use third-party services including:

Google Gemini API
OpenAI API
Firebase (Google Cloud Platform)

Each service may process data according to their own privacy policies.

10. User Rights

You may:

Request access to your data
Request correction or deletion of your data
Request account deletion at any time

11. Children’s Privacy

NiveshSetu AI is not intended for users under 13 years of age.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page.

13. Contact Us

If you have any questions, contact:

Email: tradingwithsky@gmail.com
Product: NiveshSetu AI
Owner: NiftyDayTrade

NiveshSetu AI